The credit card entrusting party is collection.

The bank entruster refers to the bank that transfers the collection rights of credit card debts to a third-party collection agency. When a credit card holder fails to repay a loan overdue, the bank will entrust the collection work to a professional collection agency. Collection agencies will contact credit card debtors in a variety of ways, including phone calls, text messages, emails and letters, with the aim of prompting repayment. If the debtor still fails to fulfill his repayment obligations, the collection agency will take legal measures, such as filing a lawsuit, to recover the debt. It is a common practice for banks to appoint collection agencies to enhance the recovery of overdue credit card debts and ensure that debts are properly handled.