4.75%。 According to the announcement issued by China Everbright Bank, the annual interest rate of credit loans for 1 to 5 years is 4.75%, and the annual interest rate of loans for more than 5 years is 4.90%, so the annual interest rate of loans for 1 10,000 yuan is 4.75%. China Everbright Bank was established in August, 1992. It is a national joint-stock commercial bank established by the People's Bank of China with the approval of the State Council, with its headquarters in Beijing.
2. What's the interest rate of 10000 on China Everbright Credit Card?
No interest is charged for installment payment. The number of installments is around 0.75, and the fees are different. There are also 3/6/9/ 12 stages and so on. You can call the customer service phone on the back of the card for consultation.
3. How to calculate the interest of Everbright Credit Card?
Calculation of Credit Card Interest of China Everbright Bank
1. For cash withdrawal by credit card, the domestic cash withdrawal fee for credit card is 65438+ 0% of the cash withdrawal principal, with the lowest 3 yuan and the highest 200 yuan, and the cash withdrawal interest is five ten thousandths of the daily fee and principal.
For domestic cash withdrawal with the integrated deposit-loan card, the amount of the savings account is taken first. When the balance of the savings account is insufficient, the system will automatically transfer the available cash withdrawal amount from the credit account to the savings account for use.
However, it is a credit card withdrawal. In addition to the inter-bank fee for debit cards, the credit account will also charge the withdrawal fee and interest.
2. If the repayment amount of the credit card bill is lower than the minimum repayment amount of the current bill before the due repayment date, in accordance with the regulations of the People's Bank of China, an overdue fine of 5% will be imposed on the unpaid part of the minimum repayment amount on a daily basis, and interest will be charged at a rate of five ten thousandths per day from the trading day.
3. If the repayment cannot be made in full on the due repayment date, the bank allows the minimum repayment amount, which is generally 10% of the total repayment amount, so that there will be no overdue repayment and the bank will not charge a late fee.
4. What is the interest rate for the first year of Everbright Credit Card borrowing 654.38+00000?
4.75%。
According to the announcement issued by China Everbright Bank, the annual interest rate of credit loans for 1 to 5 years is 4.75%, and the annual interest rate of loans for more than 5 years is 4.90%, so the annual interest rate of loans for 1 10,000 yuan is 4.75%.
China Everbright Bank was established in the State Council, approved by China People's Commercial Bank and headquartered in Beijing.