Tongdun big data query is to check credit information. Tongdun Big Data is equivalent to Tongdun Credit Information. Everyone should know the personal credit report. At present, the credit information system of the People's Bank of China covers more financial loans from some banks and micro-loans from some credit companies. Many online loans will not go to the central bank for credit information, but at the online loan meeting, Tongdun will conduct credit information and record every online loan application in detail. The credit score of Tongdun Big Data is your credit information.

Importance of credit investigation

At present, the largest amount of our (credit report) is in the financial system. In the financial system, at present, it should be said that under the various links of bank's pre-lending approval, risk pricing and post-lending risk management. Every loan approval, every credit card issuance, every risky product pricing, every customer's risk warning, and every collection of non-performing loans of financial institutions need to inquire about the credit report of the parties concerned.

It can be seen that the inquiry of credit report has been fully and deeply embedded in the management system of financial institutions. In the process of credit management, financial institutions increasingly use and rely on credit information system.