Influential.

Being blacklisted by the court in civil disputes may affect the party’s bank credit record and bank card use.

If a party is awarded an amount of compensation in a case but does not take the initiative to perform or is unable to perform, the court may include him or her in a list of defaulters, which is also a blacklist. Once included in the list of dishonest persons subject to enforcement, it will have an impact on the individual's credit record, including but not limited to bank credit records, credit records, etc. Some banks will conduct credit checks based on the list of dishonest persons subject to enforcement. If you are included in the list, it may affect your application for credit cards, loans and other financial services.

In addition, in a civil lawsuit, if the party is judged to be the winner, it can apply to the court to freeze the bank account of the loser to ensure that the compensation can be paid in time. In this case, the bank card of the losing party may be frozen for a period of time, making it impossible to use it normally.