If it is only blacklisted, it will only affect future loans and credit cards, and will not affect cardholders' travel, such as flying, trains and going abroad.
Only by being blacklisted by the court, the executed person will be restricted from flying, taking a soft berth on the train, handling loans and credit cards, and serving as the legal representative and senior management personnel of the enterprise.
At present, the national credit information system is constantly improving and its coverage is getting wider and wider. Serious dishonesty has affected the ticket purchase of high-speed rail planes, and the impact of dishonesty on personal work and life will be greater and greater in the future.
Therefore, it is better to use credit cards as normally as possible. If it is really impossible to repay, try to cooperate with the bank, report the financial difficulties and apply for deferred repayment and interest reduction.
Credit card overdue records will be kept for two years, and credit card overdue records will be eliminated from credit information after all arrears are returned for two years.