You can apply for an Agricultural Bank of China credit card again, even if it has been paid off after three months overdue. The following is a detailed explanation of this conclusion:

1. First of all, after the overdue repayment of the Agricultural Bank of China credit card, even if the overdue time is longer, once all the overdue amounts have been paid off, you still have the opportunity to make another payment. Apply for an Agricultural Bank of China credit card.

2. Secondly, although overdue repayments may have a certain impact on personal credit records, Agricultural Bank of China credit card applications generally consider multiple factors, not just past overdue records. For example, factors such as your job stability, income status, and credit score will also be taken into consideration.

3. In addition, the application and approval of Agricultural Bank of China credit card is based on each person's personal situation, so even if you have an overdue record in the past, if the situation in other aspects is good, you may still be able to successfully apply and use Agricultural Bank of China. credit card.

Summary: Three months after the Agricultural Bank of China credit card is overdue, if you have paid off all overdue amounts, you still have the opportunity to apply for the Agricultural Bank of China credit card again. A successful application will be considered based on multiple factors, not just overdue records.

Extended information: Personal credit records are mainly recorded and maintained by the central bank’s credit reporting system. Late repayments will have a certain negative impact on your personal credit history and may lower your credit score. However, the approval of credit card applications usually not only focuses on past overdue records, but also comprehensively considers factors such as personal income, job stability, and repayment ability. Therefore, as long as you meet various comprehensive conditions, including the settlement of overdue payments, you still have the opportunity to apply for an Agricultural Bank of China credit card again.

Please note that the above answers are based on hypothetical information, and the specific situation may vary depending on the individual's credit history and ABC's policies. It is recommended that specific issues be analyzed on a case-by-case basis, and it is best to consult the relevant bank or credit card institution for exact information.