There is no down payment, but direct credit card payment (if the credit card amount is enough to pay; If the amount is not enough to pay, you can deposit the difference first and then pay by credit card), and then apply for installment repayment.

I installment fee = installment principal * installment fee rate * number of installments.

Second, the bank credit card installment fee rate:

1, ICBC: three issues are free, six issues 1.8%, nine issues 2.7%, 12 issues 3.6%, 18 issues 5.85% and 24 issues 15.6%. (One-time charge)

2. ABC: 0.6% per month (charged monthly).

3. Bank of China: Phase III 1.95%, Phase VI 3.6%, Phase IX 5.4%, Phase VI 7.5%, Phase IV 1 1.7% (one-time charge).

4. CCB: 0.7% for Phase III and 0.6% for Phase VI, 12 (charged monthly).

5. CITIC: 1, 1.50%, 0.82% for Phase III, 0.82% for Phase VI and 0.77% for Phase II (charged monthly).

6.Pufa: 0.72% for Phase III, 0.7% for Phase VI, and 0.66% for 12 (charged monthly).

7. China Merchants Bank: 0/.0% for Phase 2, 0.9% for Phase 3, 0.75% for Phase 6, 0.7% for Phase 0/0, 0.66% for Phase 0/2, 0.68% for Phase 0/8 and 0.68% for Phase 24.

8. Bank of Communications: 0.72% per month (charged monthly).

9. Guangfa: 0.65% for 6 issues 12, 0.7% for 18, and 0.72% for 24 issues (charged monthly).

10, everbright: apply for repayment by installments before consumption, 12 months, and charge 0.5% every month. There are 3 installments, 6 installments, 9 installments and 12 installments, and the handling fees are 2%, 4%, 5% and 6% respectively (one-time charge).

1 1, Xingye: 0.8% for Phase 3, 0.7% for Phase 6, 0.7% for Phase 12, 0.72% for Phase 18, 0.72% for Phase 24 and 0.72% for Phase 36 (collected by installments);