Those so-called "free annual fee for life" credit cards seem to be more attractive to cardholders. There are indeed many credit cards in the current market under the banner of "free annual fee for life". For example, the credit card issued by the Postal Savings Bank, whether it is the primary card or the secondary card, does not need to worry about the annual fee; Shanghai Pudong Development Bank's McDull series credit card, Agricultural Bank's Jinsui Ruyi card, Bank of Beijing's Aida credit card, etc. It also implements a lifelong annual fee-free policy.
However, cardholders should also pay special attention when looking for "free lunch". Although some banks have put up the signboard of "free annual fee for life" to attract customers, some "free" may hide disguised annual fees such as "occupation fee", "value-added service fee" or "membership fee".