1. Credit card points of rural commercial banks are only applicable to this activity scope. Points can be exchanged for gifts designated by rural commercial banks, other virtual goods such as Alipay integral treasure, Q coins /QQ products (the exchange standards and rules are subject to the website of rural commercial banks), and air miles (World Platinum Credit Card only).

2. The points cannot be transferred to other cardholders or any third party, and any transfer will have no impact on Shanghai Rural Commercial Bank. Without the consent of Shanghai Rural Commercial Bank, points cannot be converted into cash or given other non-point gifts.

3. After successful redemption, the corresponding points will be deducted from the cardholder's credit card points and cannot be cancelled or changed. If the cardholder's account points are not enough, it will not be exchanged.

Four. The list of redemption gifts, redemption standards and redemption rules shall be subject to the latest redemption activities or gift list published at that time.

5. Some bonus gifts are limited in quantity until they are delivered; If the standards and rules for redemption of points are valid, they may not be redeemed after the expiration. During the integral activity, if the gift is stopped or upgraded, the credit card department of Shanghai Rural Commercial Bank will contact the cardholder to replace the corresponding gift.

6. The gift patterns listed on the website or the bonus manual are for reference only, and the material objects shall prevail. After the cardholder redeems the gift, it will not be returned except for quality problems; If cardholders have questions about redeeming gifts, they can call the customer service hotline of Shanghai Rural Commercial Bank for feedback.