If the poster uses a card to spend 15,000, he can apply for CCB's consumption installment, and charge a certain monthly handling fee without interest. 15,000 yuan, divided into 24 installments, the handling fee interest rate is 0.6%, calculated as follows:

Handling fee: 15,000*0.006=90 yuan/month? 24-month handling fee*** calculation: 90*24= 2160 yuan.

Principal: 15000/24=625 yuan/month

Amortized and repaid every month: 9625=715 yuan?

In addition, Consumption installments must be processed from after consumption to 2 days before the latest bill date. You can register as a real-name user on the CCB credit card website, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Installment" button, select the number of installments, confirm the application information and submit. Attached picture: Consumption installment fee rate