Legal analysis: the anti-fraud center of the public security bureau and banks can stop payment with bank cards. The public security bureau usually stops paying bank cards because the funds in the card are involved in the case or are reported to be illegal. The Public Security Bureau appealed that the court should freeze personal bank cards. For some reason, the cardholder's bank card is controlled by the banking system and can never be traded. If it exceeds 90 days, the general credit card will be permanently frozen. Ask the parties to repay the arrears as soon as possible. Five years later, the People's Bank of China cancelled its credit record.

Legal basis: Article 15 of the Negotiable Instruments Law of People's Republic of China (PRC) stipulates that if a bill is lost, the loser can promptly notify the payer of the bill to stop paying, except for bills where the payer is not recorded or the payer and his agent cannot be determined. The payer who receives the notice of loss reporting and stop payment shall suspend payment. The loser shall apply to the people's court for an announcement or bring a lawsuit to the people's court within three days after notifying the loss of the bill or stopping payment.