1, redemption steps:

(1) Log in to the website of China Merchants Bank, use the account name and password of Netcom, and enter the main station after logging in successfully.

(2) Select Credit Card-QR Code Redemption in the menu item to enter the redemption interface.

(3) Select the package to be redeemed. Click "Click the button to redeem now".

(4) At this moment, I saw the products in the shopping cart. Select "Check out at the cashier". Fill in the cardholder information and consignee information. Click "Pay Now".

(5) After the payment is successful, the mobile phone will receive a short message to protect the QR code. Use this QR code to redeem a set meal at McDonald's.

2. China Merchants Bank credit card has 1 points for every 20 yuan spent. It can be exchanged at China Merchants Bank in integral mall.

3. According to the credit card integral rules of China Merchants Bank, the following items will not be calculated:

(1) The annual credit interest of China Merchants Bank's credit card, the fees incurred from cash advance and overdue interest (such as interest on liquidated damages) and other fees agreed in the credit card collection contract of China Merchants Bank.

(2) related expenses withheld and remitted.

(3) the consumption of low-rate and zero-rate merchants in real estate, automobile sales and wholesale, public hospitals, public schools, government, finance, charitable residents' services and non-profit social services.