Credit cards can be used, but please bind the credit card in advance. Here is an example of changing to credit card payment when recharging phone bills in WeChat: (1) Click "Me" in WeChat, select wallet, and then select mobile phone recharge. (2) Select the recharge amount. (3) Click ">" on the right side of the original payment method. (4) Select the added credit card from the bound bank cards and enter the payment password.