Ping An Credit Card needs to be activated within the validity period. No fee will be charged if it is not activated. Expired and unactivated cards will automatically become invalid and invalid, and you cannot apply for resumption of use or reissue a new card. Please cut it off and throw it away after it expires. No need to return it to the bank. Response time: 2020-06-16. For the latest business changes, please refer to the official website of Ping An Bank.