1.JD.COM Mall supports installment payment by China Merchants Bank, China Everbright Bank and Minsheng Credit Card. All three banks can choose 3, 6, 12 activities, and the installment rate of each bank is different. Click on the iPhone 5 link in JD.COM Mall, and you can see the option of "installment payment" next to the icon of "Join the shopping cart".

2. After clicking, the above dialog box will pop up, showing that JD.COM Mall supports the credit cards of China Merchants Bank, China Everbright Bank and Minsheng Bank, and the exchange rates of the three banks respectively. Click here to join the shopping cart.

3. Choose to enter the shopping cart for settlement, and JD.COM can hang it directly to the bank. As shown in the above figure, select Change in the Payment and Distribution Mode area. Choose installment payment, and the amount of money in each installment of the three banks is calculated.

Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles and heavy machinery and equipment. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed. Payment methods for purchasing goods and services. The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.