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What can I use to pay back my credit card for free?
Now, whether it is WeChat or Alipay, credit card repayment requires a handling fee. You can repay your credit card free of charge through UnionPay, China UnionPay, Autoexpress, online banking and App channels of major banks, and Xiaoman Finance.

I. UnionPay China UnionPay Express

2065438+In February 2007, 65438+In 2007, China UnionPay joined hands with major commercial banks to launch a brand-new mobile payment strategic product "China UnionPay Express" App. "China UnionPay Express" App is a unified portal platform for mobile payment, which is jointly developed, built and maintained by commercial banks and UnionPay under the guidance of the People's Bank of China.

At present, in China UnionPay Express App, credit card repayment is still free. At present, "China UnionPay Express" supports ICBC, ABC, CCB, Bank of Communications and other bank credit cards for free payment.

Credit card repayment and transfer are free through the "China UnionPay Express" App, and credit card bill inquiry is also provided.

Two. Online banking and App channels of major banks

Users can repay directly through the App channels of major banks, all of which are free. Take China Merchants Bank App as an example. There is no charge for repayment directly from China Merchants Bank Card to China Merchants Bank Credit Card. At present, both China Merchants Bank App and Pocket Life App support free credit card repayment.

Third, the degree of Xiaoman Finance.

Xiaoman Finance changed its name to Baidu Finance, and there is no credit card fee at present.