1. The insurance policy is referred to as "policy". Written proof that the insurer and the policy holder have signed an insurance contract.

2. You cannot apply for a credit card if you have an insurance policy. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

The application form is accompanied by a credit card use contract. The applicant authorizes the card issuer or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card issuer's privacy protection policy, etc., and must have an application. A person's autograph.

Extended information:

The main contents of the bank policy include:

1. Both parties’ description of the subject matter of the insurance, including the name of the insured, the subject matter of the insurance The name and storage location or state, insurance amount, insurance period, insurance premium, etc.

2. The rights and obligations of both parties, such as responsibilities and responsibilities not to be assumed.

3. Additional conditions refer to insurance terms or other conditions agreed upon by both parties, as well as matters such as policy changes, transfers and cancellations. Insurance policies are the main form of signing insurance contracts. To simplify the form, legally binding insurance policies, insurance certificates or temporary insurance policies can also be used.

Baidu Encyclopedia-Insurance Policy

Baidu Encyclopedia-Credit Card