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How to write a bank defense letter

Declaration of Administrative Penalty

Branch of the People's Bank of China:

Our company has received the Administrative Penalty Opinion No. () issued by your bank on After receiving it, we hereby express the following defense opinions in this notice of opinion:

Our company issued a check in the amount of yuan to the company on the year, month and day, and the check number was **. On that day, our company There is still ** on the account. There is enough money to pay the amount on the check. Until the 15th, the amount in my company's account was enough to cover the amount of the check. As of January 21, 2009, the amount in our company's account It's **. Because ** Co., Ltd. transferred the check to ** Commercial Bank. On January 21, 2009, our company received a call from ** Bank informing the company that there was a check in the company's account that was short of ** yuan. After receiving the notice, our company immediately deposited ** yuan into the account. The check was debited by the bank on February 9, 2009. Already entered the other party's company account. Based on the above, our company did not intentionally issue a bad check, and immediately took measures when it knew the amount was insufficient to deposit enough money to pay the check amount. The check issued by our company was not large and the amount has now been paid to the other party. This is essentially different from the intentional opening of checks stipulated in the Negotiable Instruments Law and the Negotiable Instruments Management Measures. The circumstances are minor and no harmful consequences have been caused. Our company has not violated any administrative penalty laws before, nor has it committed any illegal acts. In accordance with Article 27 of the "Administrative Penalty Law", I request you to be exempted from administrative penalties against our company.

Within five working days after receiving the notice, submit the defense letter, payment voucher and bank statement to the People's Bank of China. They will process it. You will be notified by email at that time. .You will definitely be fined, but if you write a statement of defense, the fine will be less.