Eligible credit card holders can apply for upgrades, and adjustments can be made in sequence or in a skip. At present, credit card upgrade business generally requires bringing valid documents and cards to local card issuers or designated outlets for processing. The regulations in each region are slightly different, please refer to the actual local conditions.

It is difficult to upgrade from gold card to platinum card. Generally, banks will invite users to upgrade their gold cards to platinum cards. If you want to actively upgrade, you need to meet the following conditions:

1. The annual consumption amount of the card reaches 100,000 yuan, and the number of purchases reaches 24 times; or platinum card customers who hold credit cards from other banks.

2. Individual customers with average daily deposits of more than 500,000 yuan (inclusive) or personal deposits of more than 1 million yuan (inclusive) in ICBC or other banks for more than six months.

3. Senior leaders and financial directors of party and government agencies, social groups, and financial appropriation agencies.

4. Senior leaders and heads of financial departments of large enterprises or enterprises with good economic returns.

5. Social celebrities and important figures in related industries recommended by leaders above the head of ICBC or the head of the card issuing institution.

6. For customers who meet the above requirements, ICBC managers at deputy ministerial level or above must provide not only certification materials, but also a copy of their ID card and a completed application form.

7. The credit limits of various ICBC Platinum Cards are as follows: ICBC 1872 Credit Card MasterCard Platinum Card (visa): Minimum credit limit is 50,000 yuan; ICBC Air China Zhiyin Peony Credit Card Platinum Card (MasterCard): Minimum credit limit is 50,000 yuan; ICBC Air China Citizen Peony Credit Card Platinum Card (visa): the minimum credit limit is 50,000 yuan; ICBC Multi-Currency Credit Card Platinum Card: the minimum credit limit is 50,000 yuan; ICBC Peony Platinum Credit Card MasterCard: the maximum credit limit is 100,000 yuan Yuan, the minimum credit limit is 10,000 Yuan.

Gold card and platinum card are two different credit cards, suitable for customers at different levels. You can go to ICBC online banking to check your customer's star rating (usually it will be displayed on the homepage after logging in). Customers with six stars or above can apply for a credit card platinum card directly from ICBC. If your customer's star rating has not reached six stars, it is recommended to further improve your star rating and enjoy richer services by increasing deposits, purchasing financial products, funds, insurance, treasury bonds, applying for personal loans and other personal financial services. VIP service. In addition, there are many types of platinum cards, most of which are chip cards (with IC chips). There are co-branded cards with various themes such as golf clubs and travel, which you can choose according to your needs.