When it comes to restricting consumption, we have to mention Guangfa, which is the most common card in Guangfa. And there are countless customers who have been restricted in recent months. Most of them have long-term abnormal consumption or long-term empty cards. At this time, it is still beneficial to brush online transactions. It is possible to make a lot of real consumption and solve it faster.

Second place: China CITIC Bank

Card friend: 20000 reduced to 16800.

Citic, commonly known as miser, of course, can not be without the strictness of risk control. CITIC's downgrade is also unique. It is common to be demoted twice or three times in a row. If your CITIC card is degraded, you should pay more attention to the recent swipe posture, which may become worse!

Third place: Ping An Bank

Card Friends: Ping An Credit Card shows limited business card printing. Called the consumer and told her to go to the bank counter to unseal it. Does any great god know or encounter this situation? Please let me know!

Ping An's risk control is the most powerful in the industry, and it is blacklisted by Ping An, so the card cannot be swiped. Many card friends used to swipe their cards without points. This year, they directly cashed in the offline consumption points, which also shows that Ping An should strengthen management. Most directional card friends will have a reduction rate of more than 20%. Using the overrun function to repay a small amount may avoid being reduced.

Fourth place: Bank of Communications

Bank of Communications is a big risk control company, and it raises the amount quickly with the card, and the speed of raising the amount is the same as that of China Merchants Bank; However, if the long-term minimum repayment amount is easy to be reduced, if the card is not standardized, the reduction will come after receiving the risk control SMS from Bank of Communications.

Fifth place: Industrial and Commercial Bank of China

Card friend: 50,000 MINUS 35,000 and then MINUS 65,438+0.7 million.

A while ago, Aunt Hang also had a wave of reductions. I have to say that the reduction of Cosmos Hang is still very hard, but it is a small-scale reduction, and the normal use is generally not a big problem.

Sixth place: China Everbright Bank.

Kayou: Recently, a stop that caused an uproar, the loans overdue above, brought a chain reaction. ...

Recently, many card friends have received reminder messages, but only a few have reduced their loans, and most of them are normal (unless they have a small amount of loans overdue). However, if they have received the news, it is better to be vigilant. Pay attention to the recent repayment method, and don't repay more than one card in one account, which is easy to be targeted.

These six banks are strictly strict, but it is not too difficult to apply for cards and withdraw funds. So in the final analysis, it is still a question of using the card posture. Rabbits bite when they are in a hurry. what do you think?