Legal analysis: According to the relevant laws of our country, commercial banks violate the legal provisions in the process of developing credit card business. The measures that China Banking Regulatory Commission can take include ordering commercial banks to stop starting new business and restricting credit card business.

legal basis: article 19 of the measures for the supervision and administration of credit card business of commercial banks. if a commercial bank violates the principle of prudent operation in the process of credit card business, which leads to great risks in the credit card business, and the cooperative institution engages in or is used by criminals to engage in illegal activities twice in one year, the China Banking Regulatory Commission and its dispatched offices will immediately suspend the relevant new card-issuing business of the commercial bank or develop new special merchants, and order it to make corrections within a time limit; If it fails to make corrections within the time limit or the security risks are difficult to solve in a short time, the China Banking Regulatory Commission and its dispatched offices may, in addition to taking the regulatory measures stipulated in Article 46 of the Banking Supervision Law of the People's Republic of China, take the following measures as appropriate:

(1) Ordering commercial banks, relevant branches or relevant franchisees to restrict (or suspend) credit card issuance business or acquiring business;

(2) ordering commercial banks, relevant branches or relevant franchisees to restrict (or suspend) the development of new credit card business cardholders;

(3) ordering commercial banks, relevant branches or relevant franchisees to restrict (or suspend) the development of new credit card business special merchants;

(4) ordering to stop approving the establishment of an operation center;

(5) Ordering to stop starting new business;

(6) other prudential regulatory measures.