Qingdao Bank provides its credit card holders with a 3-day grace period for repayment. The current bill must be paid off in full before 15:00 on the third day of the repayment date. Repayments within the time limit are deemed to be repaid on time and will not affect your personal credit. For example, if the repayment date is the 25th of the month, the current bill can be paid in full before 15:00 on the 28th of the month at the latest. If the repayment exceeds the grace period, the overdue repayment record will be reported to the central bank's credit database. In order to ensure that the repayment amount is credited before 15:00 on the third day, it is recommended that Qingdao credit card holders use the debit card of Bank of Qingdao for repayment. To avoid overdue impact on personal credit, they can bind the debit card of Bank of Qingdao. The debit card is automatically deducted every month, no manual operation is required.

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1. Bank of Qingdao (BANK OF QINGDAO) was established on November 21, 1996. It is the first main board-listed bank in Shandong Province and the second "A H" share bank in the country. Listed city commercial bank. On December 3, 2015, Bank of Qingdao’s H shares were listed on the Main Board of the Stock Exchange of Hong Kong (03866.HK); on January 16, 2019, Bank of Qingdao’s A shares were listed on the Shenzhen Stock Exchange (002948.SZ). The head office of Bank of Qingdao is located in Qingdao, with 15 branches in Shandong Province, and its institutional network covers major cities in Shandong Province. In February 2017, Qingdao Bank initiated the establishment of Qingdao Qingyin Financial Leasing Co., Ltd. In September 2020, Qingyin Financial Management Co., Ltd., wholly owned by Bank of Qingdao, was approved to open for business. Bank of Qingdao has successively established Shandong's first science and technology branch, cultural and creative branch, port branch and other special branches. In March 2011, it established a private bank and wealth center to provide high-net-worth customers with exclusive financial services integrating public and private, investment and financing, and domestic and overseas integration. , with the help of cooperation with IBM and other well-known domestic and foreign IT and Internet companies, we have gradually established smart, convenient and extensive online service channels.

2. Bank of Qingdao mainly provides customers with corporate and personal deposits, loans, payment and settlement and other services and products. It drives development through three major business segments: retail banking, corporate banking, and financial markets, and has initially formed a relatively solid customer base, and explore a development path with distinctive features and high-quality development. In September 2021, Bank of Qingdao officially entered the medium-sized bank category. BANK OF QINGDAO was established on November 21, 1996. It is a joint-stock commercial bank established in accordance with the law based on the original 21 urban credit cooperatives in Qingdao urban area and invested by local finance, enterprises and residents. On April 28, 2008, the former Qingdao Commercial Bank was officially renamed as Bank of Qingdao.