1. Bank of Communications credit card holders can use debit cards of Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Merchants Bank and China Everbright Bank to activate self-service repayment services on the official website of Bank of Communications Credit Card. After activation, you can deduct and transfer the amount from the bound debit card of other banks at any time to repay the credit card debt. Each transaction is charged 2 yuan.

If you choose to bind the ICBC debit card for self-service repayment, the maximum amount of a single self-service repayment is 50,000 yuan; if you bind the Postal Savings Bank debit card for self-service repayment, the single self-service repayment amount The upper limit is NT$10,000. The inter-bank repayment service is limited to repaying debts in RMB accounts. If you need to repay debts in U.S. dollar accounts, you can activate the automatic foreign exchange purchase function on the bill day.

In addition to inter-bank self-service repayment, you can also make inter-bank repayment through online banking and other banks’ ATM machines. Currently, each transaction charges 2 yuan.

2. Credit card application documents: Materials and documents required for application:

1. Domestic residents only need to provide: a completed and signed application form, and proof of identity Documents, residence certification documents, income certification documents;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment of foreigners/people from Hong Kong, Macao and Taiwan Certificate;

3. If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of commencement of operations.

4. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 10% overdue) 60 days) or a copy of the deposit receipt, etc.

3. Credit card application conditions:

1. Be 18 years or older;

2. Hold a valid ID card;

3 , No bad credit record;

4. Proof of regular employment;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources , such as bank deposits, real estate, cars, stocks, bonds, etc.;

7. Social pension insurance certificate;

8. Provide two contacts.