When applying for an ICBC credit card, you must choose a credit card that suits you based on your needs. ICBC credit cards are divided into: Peony Platinum Credit Card, Peony Quasi Credit Card, Peony RMB Credit Card, Peony Dual Currency Credit Card, Peony PetroChina Dual Currency Credit Card, Peony Shanghai Airlines Dual Currency Credit Card, and Peony Dual Currency Hainan Airlines Credit Card. Card, Chinese Red Charity Credit Card, Happy "Pig" Peony Credit Card, Peony Sports Card (Dream Realization Series, Power Series), Peony Food Card and other series 1. If your company can apply for a business card, then the best one is the business card, free of charge Annual fee, no cash withdrawal fee. 2. If you want a co-branded card, it is recommended to use the "Peony PetroChina Dual Currency Credit Card" to get discounts at PetroChina. 3. If you often go abroad, travel on business, fly, stay in hotels, etc., it is recommended to use the "Peony Dual Currency Credit Card (American Express brand)" credit card. 4. If you want a beautiful card, it is recommended to use the Happy Pig Peony Credit Card, Peony Sports Card (Dream Realization Series, Power Series), Peony Food Card and other series. 5. If you want to earn love, it is recommended to use the China Red Charity Credit Card. Each card has corresponding discounts. Whichever point you value more, just get the corresponding card.