You can apply, as long as your car loan is repaid on time every month and it is not overdue, it will not affect your personal credit history.

To apply for a credit card, you need to prepare the following materials:

1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (indicating the specific company name, department, position and income, and stamped with the company's official seal or personnel seal), or a copy of the work permit/license;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

In addition, I suggest you directly apply for the credit card of the bank that handles the car loan, because you belong to the existing customer of the bank, and now you have the car loan, which is equivalent to the high-quality customer of the bank, so it will be easier to handle it.