How long will it take to get sued if the Everbright credit card is overdue? It has been overdue for a week.

According to the relevant regulations of Everbright Credit Card, under normal circumstances, a one-week overdue credit card will not immediately lead to prosecution. However, late repayment may lead to a series of adverse consequences, such as damage to your credit history, overdue interest and late fees, etc. Specifically, the following is a detailed explanation of this issue:

1. One week after the overdue date, you may receive a collection notice: Within one week after the credit card is overdue, the bank or related institution will usually Collections are carried out through phone calls, text messages, emails and other channels to remind users to repay in time.

2. One month after the due date, the credit record may be affected: If the user is more than one month overdue, the credit record may be damaged. This will affect the user's credit evaluation in future applications for credit, renting a house, applying for a credit card, etc.

3. Three months after the overdue date, further legal action may be taken: Under normal circumstances, if the user continues to fail to repay the loan for more than three months after the due date, the bank has the right to take further legal action, such as applying to the court for injunction Implement measures such as sealing and freezing user properties.

To sum up, being overdue for one week on an Everbright credit card will not immediately lead to prosecution, but extending the overdue time may bring adverse consequences. Users are advised to make timely repayments to avoid damage to their credit history. If you need to know more credit-related information, you can check credit big data to learn more about the consequences of overdue credit cards and specific suggestions on how to restore your credit.

Supplementary information:

1. The specific overdue prosecution policy of Everbright Credit Card may vary due to various reasons. The specific regulations shall be subject to the relevant regulations announced by the bank.

2. After overdue repayment, promptly communicate with the bank and propose a repayment plan to help reduce the occurrence of adverse consequences.

3. In addition to querying credit big data, users can also consult Everbright Bank’s customer service for professional help and advice.

I hope the above answers are helpful to you.