You can repay in advance. You can call the customer service telephone number of China Construction Bank at 400-820-0008 to apply for early termination.

If the applicant terminates early and fails to apply for re-installment, the remaining principal will be paid in one lump sum, and the corresponding handling fee will be borne according to the number of recorded periods, that is, if the applicant adopts one-time handling fee payment, China Construction Bank will refund the handling fee corresponding to the remaining unrecorded period of the applicant, and if the applicant adopts installment payment, China Construction Bank will no longer charge the handling fee corresponding to the remaining unrecorded period of the applicant.