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China Merchants Bank sent me a message saying that the credit card I applied for was not approved. What does it mean?

The credit card is not approved, which means that your credit card application is not approved this time, so it is impossible for you to receive the credit card this time. If you fail to pass the CMB credit card review, you will not be able to apply for a credit card within half a year. You can apply for a credit card again after half a year.

1. What are the signs of rejection of China Merchants Credit Card?

The precursors of a China Merchants Credit Card rejection are as follows:

1. The review time is too long: Although the review time is not directly related to the review result, if the review time exceeds 10 days, There is a high probability that it will be rejected.

2. Didn’t receive a return call: After the credit card passes the initial review, the bank will also make a return call to the user. If you don’t receive a return call, it may not pass the initial review.

3. Failure to pass the interview: To apply for the first card online, you need to go to the counter to activate it. If the interview fails, the bank will not issue the card, which is equivalent to the application being rejected.

2. Will the investment invitation be rejected if it has been signed and confirmed after the preliminary review?

Usually, if China Merchants Bank has passed the initial review and signed the confirmation, it will not be rejected. After the China Merchants Bank credit card is passed the preliminary review, there will be the following two different situations:

1. A China Merchants Bank specialist will call you within 4 working days to arrange a visit for signature confirmation.

2. China Merchants Bank sends a preliminary review notification text message, requiring you to go to any branch within 30 days with the text message and ID card for signature confirmation procedures, and going to the branch is only for verification.

3. After passing the preliminary review of the Agricultural Bank of China credit card, I have gone to the bank for an interview! Is the success rate of placing a card like this high?

Generally, if you pass the review, the success rate of card application is still relatively high. The interview is just a re-review of the review materials you submitted. It is recommended to dress neatly. Also, please answer the questions asked by the interviewer according to the submitted review materials.

4. Is it stable after passing the preliminary review by China Merchants Bank?

If you pass the preliminary review by China Merchants Bank and then conduct an interview, the card may not be issued. The interview is also one of the steps in the review process. After the interview, the result is usually not given on the spot. Users still need to check the card application progress to know the result of the interview.

When the review progress shows that the review has been passed, then it is considered stable. After passing the review, you will enter the card production stage. After the card is produced, it will be sent by the credit card center. Users can usually receive the card in about 7 days.