I don't have my credit card. If you need to swipe your card, you need to get it back.

Credit card consumption requires a card;

Confirm payment by signing the credit card payment password.

Pay attention to the following points when swiping a credit card: ① First, check whether the amount listed in the consumption bill is correct, and pay attention to whether the consumption currency and the amount expressed in words and figures are correct; 2 when swiping the card, don't let the card stay away from your sight, so as to avoid the information in the card being stolen; 3 After the transaction is completed, please check your bank card, which is really your bank card; ④ After the transaction is completed, please keep the root contact of the signing cardholder for verification.

1, credit card

Credit card, also known as credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

There is no need to pay cash for credit card consumption, and the bill will be repaid on the same day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

credit card

First, the cardholder's personal behavior, the cardholder plays the trick of "others spend their own cards", swipes other people's shopping accounts into their own cards to increase points, and at the same time, the shopper returns the cardholder's cash, which can kill two birds with one stone for the cardholder. Because many banks have launched value-added services while issuing credit cards, they have carried out activities such as exchanging consumption points for gifts to show people's enthusiasm for card consumption.

Second, cardholders cooperate with merchants or some "loan companies" and "intermediary companies", and cardholders get cash by paying fees to merchants. Generally, the merchant's POS machine is used to make false transactions, and the amount on the credit card is crossed out. Merchants or "loan companies" and "intermediary companies" pay cash on the spot (paying cash to cardholders), and the handling fee paid by cardholders to merchants is lower than that of banks.

How can I brush it out without a credit card?

Credit card is loved by people, largely because it can overdraw consumption in advance. Of course, there are reasons why credit card consumption can sometimes enjoy many discounts. Therefore, many people will pay by credit card when spending. So, how can I swipe my credit card without it?

If the credit card is not with me, I can trade without it. Cardholders only need to provide the account number, validity period and "last three codes" information of the credit card to realize offline transactions. Many people don't need a card to book hotels and air tickets.

As long as your credit card has online payment function, even if the credit card is not around, you can scan the code to complete the payment as long as you log in to the credit card APP or mobile banking; Or bind the credit card to Alipay or WeChat for payment.

However, we also need to note that it is precisely because of the realization of card-free transactions that as long as we have relevant information, we can spend without a physical card. Therefore, everyone must take good care of their credit cards to avoid information leakage and misappropriation by others.

The number behind the credit card is the CVV code belonging to the credit card. That is, on the back of the credit card, there are 7 digits after the signature column, of which the last 3 digits are the CVV code of the credit card, commonly known as "anti-counterfeiting code". For security reasons, all credit card expiration dates and CVV codes cannot be queried. This is a check code for authentication. In order to prevent brush theft, these three numbers must be kept secret.

CVV2 code is as important as credit card password, but it is easy to be ignored. Be vigilant and don't disclose this figure easily. Because some websites, especially overseas websites, do not need a password when paying by credit card online, they only need to pass, expire and CVV2 code to complete the transaction.

1. Billing date:

The billing date refers to the monthly summary and settlement of all transactions and expenses of the credit card account in the current period, as well as the calculation of current interest, total arrears and minimum repayment amount.

For example, if your checkout date is 20th, credit card transactions before 20th of each month will be included in this month's checkout, and transactions after 20th will be included in the next checkout cycle.

The billing date is fixed, and the date of birth shown on the credit card application form (the date of birth is 29/30/3 1, and the system is randomly configured as 4-28). For more information, please refer to the bill prompt.

2. Final repayment date:

This is the last time you paid the current credit card balance. No interest will be paid before this date. If the last payment date is exceeded, interest will be calculated. So please remember the last payment date.

Card skills:

On the day of credit card consumption bill, the interest-free period is the shortest, 20/26 days;

The longest interest-free period after payment by credit card is 50/56 days.

I want to ask how to swipe without a credit card.

Credit cards can be used for credit card spending, not only online but also offline.

1, online consumption:

Actually, it is online shopping, provided that the store supports credit card payment. Then you can select the goods you want to buy in the store, add them to the shopping cart and pay for them. The payment method is credit card. You can complete the payment by entering the validity period of the credit card, CVV2 code, mobile phone verification code and transaction password.

2. Offline consumption:

It can also be divided into two ways, one is to brush POS machine consumption, and the other is to scan code payment.

1) spending by swiping the POS machine: the premise is to bind the credit card to the mobile phone or other mobile payment devices, then call out the credit card, put the mobile phone near the POS machine, and hear the drip sound, so as to complete the payment.

2) Code scanning payment: You can bind the credit card to WeChat and Alipay, then scan the QR code of the store, select the payment method as credit card payment, and enter the password. You can also open the mobile phone Alipay/WeChat, show the payment code of the credit card to the merchant, and let the merchant pay by scanning the code with a scanning gun.