You can only reapply for a dual-currency credit card through the bank.

Single-currency credit card:

A single-currency credit card is a credit card with a RMB settlement account, and its functions are basically the same as dual-currency credit cards. The single-currency debit card also has a RMB settlement account, which can be used for RMB savings, cash withdrawals and consumption, and does not have an overdraft function.

Dual-currency credit card:

Dual-currency credit card is a credit card with RMB and US dollar settlement accounts. Its functions are basically the same as single-currency credit cards. The dual-currency debit card also has RMB and US dollar settlement accounts, which can be used for savings, cash withdrawals and consumption in RMB and US dollars. It does not have an overdraft function.

There are two main types of single currency cards: one is single currency credit card; the other is single currency debit card.

There are two main types of dual-currency cards: one is dual-currency credit card; the other is dual-currency debit card.