According to the provisions of Article 4 of the "Bank of Communications Pacific Credit Card Articles":

Any individual with full capacity for civil conduct and legal repayment guarantee can present his/her valid identity document and Other information required by the card issuer is required to apply for a personal main card; the main cardholder can apply for supplementary cards for their children who have reached the age specified by the card issuer, as well as their spouses and other immediate relatives who have full capacity for civil conduct.

Any legal entity registered in China can apply for a corporate card with the account opening license, the valid ID of the designated applicant and other information required by the card issuer.

Extended information:

Withdrawal fees within the credit limit and overpayment of cash withdrawals:

1. Withdrawal within the credit limit means that the cardholder uses the credit limit to overdraft to withdraw cash. , some fees are required.

2. Overpayment cash withdrawal is the withdrawal of funds overpaid by credit card customers during repayment or funds deposited in the credit card account in cash, without charging interest and only paying part of the handling fee.

Cash withdrawal handling fee:

Domestic bank: 1% of the cash withdrawal amount, minimum RMB 10 per transaction

Domestic other banks: 1% of the cash withdrawal amount , minimum RMB 10 per transaction; an additional inter-bank handling fee of RMB 2 per transaction

Overseas (UnionPay network): 1% of the cash withdrawal amount + RMB 12, minimum RMB 15 per transaction

Overseas (non-bank network): 1% of the cash withdrawal amount, minimum USD 5/transaction

Reference: Bank of Communications-Bank of Communications Pacific Credit Card Articles