You can use online banking to pay off your credit card. Specifically, it can be divided into automatic repayment through online banking and manual repayment through online banking.

1. Automatic repayment. You take the bank card ID associated with online banking to the bank counter to go through the signing procedures. After completing the associated automatic deduction, as long as you have enough funds in your bank card, the bank will automatically Debit your credit card debt. This repayment method is free. If you have signed a text message service with the bank, the text message will be automatically sent to your mobile phone after the repayment, and you will be notified of the repayment amount, time, etc. in a timely manner. Note that the text messages you receive here will be charged. You'd better sign up for the email service with the bank. After you repay the loan, the signed email will automatically receive emails. The content is the same as the text messages received. It is free to use the email to handle this service, and it is suitable for netizens who have opened online banking. .

2. Manual repayment.

First, log into your online banking.

Select the credit card menu, click the "Credit Card Repayment" option, select peer repayment, and enter the repayment page. If your online banking and credit card are not handled by the same bank, it is an inter-bank transaction, and you will have to pay a handling fee of 2% and 5%. The fees charged by each bank are different.

You can choose to repay your own credit card or repay someone else’s credit card. To repay your own credit card, you need to select the credit card account number for repayment (if you are repaying someone else’s credit card, you need to enter the credit card holder’s name and credit card number. card number).

Select the repayment account number you have signed (that is, the bank card account number associated with online banking that you handled at the bank), enter the repayment amount, click Next, and click Confirm on the transaction confirmation page , the repayment operation can be completed.

The above are the two ways to repay credit cards through online banking. I hope my answer can help you, and I wish you a happy use of the card.