The maximum credit limit that can be approved for a credit card for a white account is generally less than 10,000.

The credit score for a white account means that it has never applied for a credit card or a loan. In the banking system No relevant records have been generated. As it is the first time for Baihu to apply for a credit card, the credit card limit approved by the bank may not be very high. So today I will introduce to you in detail the maximum amount of credit card approved by Baihu.

Application materials for applying for a credit card for a white household

If it is the first time for a white household to apply for a credit card, if you want to successfully apply for the card or want to obtain a higher limit, then submit the application materials Be sure to pay attention to accuracy and perfection. Especially the work address, work phone number, income status, marital status, etc. in the credit card application form. Proof of work, income, or other financial resources are necessary materials to apply for a card. Of course, the more financial proof, the better. As long as the card applicant can ensure that the submitted materials are qualified, most banks will approve the card. The four major state-owned banks may be more strict.

What is the maximum number of credit cards that can be approved for a white household?

The credit card limit is comprehensively assessed by the bank based on the applicant’s own conditions, economic conditions and personal credit information. The maximum number of credit cards that can be approved by a household will vary from bank to bank. As a white householder, when applying for credit for the first time, you will usually apply for a regular card, so the limit will definitely not be too high, usually within 10,000 yuan. However, as long as the cardholder can continue to use the card and maintain good consumption habits and repayment status, it is easy to increase the limit of the credit card.

Introduction to types of credit cards issued by white households

The above is an introduction to the relevant knowledge of credit cards issued by white households. The maximum number of credit cards issued by white households can be approved. Card applicants can apply from Start with the materials and provide as much proof of financial resources as possible. However, it is best to apply for a regular card when applying for a white household card, and the limit of a regular card is generally within 10,000 yuan. If you have the need to apply for a credit card, we will introduce credit card application and there are a large number of credit cards for you to choose from.

When applying for a China Merchants Bank credit card for the first time, what is the limit?

When applying for a credit card for the first time, the limit will be subject to the approval result. The limit standards are as follows:

General card: up to 10,000 yuan;

Gold card: up to 50,000 yuan;

Platinum card/high-end card: 60,000 yuan rise.

After a period of time after opening the card and maintaining a good usage record, you can apply for an increase in the limit.

(Response time: October 25, 2021. For the latest business changes, please refer to the official website of China Merchants Bank)

Warm reminder: If you have any questions in the future, please feel free to contact China Merchants Bank APP@ Your attentive customer service~

What is the credit card limit for Baihu? How to get a large credit card?

A white household refers to a person who has never handled any bank credit business, such as loans, credit cards, etc., and whose credit record is blank. It is difficult for such people to let the bank understand their credit status and get rid of the white household. The easiest way to make a deposit is to apply for a credit card. So, what is the credit limit for a white household? How can I get a large credit card?

1. What to do if you apply for a credit card from a white household?

We all know that there are many channels for applying for credit cards, which can be summarized as online application or application at the counter. For white households, if sufficient supporting materials cannot be provided, it is best to apply online.

This online application includes applications through WeChat, Alipay, official website and other channels. It is recommended that you apply on WeChat or Alipay. Especially for white households who often use Alipay, you can apply for a Taobao card on Alipay. After all, many banks have cooperated with Taobao for Taobao credit cards, which will authorize Zhima credit points and understand your credit status from various dimensions, making it relatively easy to apply for the card.

Of course, you can also apply for Tencent WeChat credit card on WeChat, or apply for Baitiao co-branded card on JD.com.

2. How much is the credit card limit for Baihu?

The credit card limit is comprehensively assessed by the bank based on the applicant’s own conditions, economic conditions and personal credit situation. The maximum number of credit cards you can apply for is different for each bank.

As a white householder, when applying for a credit card for the first time, especially online, you cannot provide proof of financial resources. Generally speaking, the limit is not too high. Of course, the card application limit is also related to the credit card level applied for. For example, the limit for a regular card is generally up to 10,000 yuan, and the limit for a gold card is up to 50,000 yuan. Although the credit card limit for platinum cards and above is more than 50,000 yuan, it is generally difficult to apply for a white card. arrive.

It is recommended that white households choose credit cards from Bank of Communications and China Merchants Bank as their first card, and the limit is generally more than 10,000 yuan.

3. How to apply for a high-limit credit card for a white household

If a white household applies for a card online, the personal information filled in the application form must be true and valid. In addition, the information provided must be more accurate. The more detailed you are, the more reliable the bank will feel and the more favorable it will be to you.

When filling in the industry in which the applicant works, try to be closer to industries supported by the government, or industries with better industry prospects and greater profits. These can be added points.

The above is the relevant introduction of "How much is the credit card limit for a white household? How to get a large credit card?" I hope it will be helpful to everyone.

That’s it for the introduction of the Baihu credit card limit.