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What should credit card installment not be used for?
Credit card installment business shall generally not be used for purposes other than those agreed in the credit card agreement, such as real estate, investment, gambling, etc. Also, some credit cards have special credit lines, which can only be used for large-scale consumption, such as daily small consumption is not allowed.

If you don't know what the restrictions are, you can go to the bank official website, the mobile banking client, and the credit card APP to check; Usually, when the bank sends the card, it will be accompanied by a card letter, which also has relevant instructions; Or directly consult the staff of the issuing bank.

Please be careful not to use the credit card for any purpose other than the specified purpose. Otherwise, once the bank finds out, it may lead to the credit card being downgraded, frozen or directly blocked. Moreover, personal accounts will increase risks and are likely to be controlled by bank risks. If it is subject to bank risk control, the card will be frozen, and then you must find ways to maintain your credit, waiting for the bank to lift the risk control and resume the normal use of the card.

Unified credit management shall be strictly implemented for the extension materials, and the credit lines, installment credit lines and cash withdrawal credit lines of multiple credit card accounts under the customer's name shall be combined and managed, which shall not exceed the set upper limit of the total credit line, and the credit lines of other bank credit cards under the customer's name shall be included in the combined credit line management of our bank.

Commercial banks within their jurisdiction should pay attention to reviewing the first repayment source and establish a reasonable control mechanism for the proportion of income to principal and interest; For the credit card special installment business, the approval conditions shall not be relaxed due to the risk compensation measures of the cooperative institutions.

Baidu encyclopedia-credit card installment payment