At present, credit cards are the first choice for many people to apply for bank cards, because credit cards can meet the embarrassing situation that we want to buy things on the one hand and lack funds on the other. This greatly facilitates our shopping, so can we apply for multiple credit cards at the same time?
First of all, it is clear that you can apply for a credit card. The requirements of general banks are:
1. At least 18 years old;
2. Holding a Chinese mainland long-term resident identity card;
There is no bad credit record, which means your credit must be very good. Generally speaking, you can apply for a credit card if you meet the above three points. If you are overseas, there will be different rules for handling credit cards. It depends on which bank you want to apply for a credit card. You can find the relevant rules.
It is worth noting that if the credit card is not used a certain number of times a year, it will generate a high annual fee. Therefore, it is generally not recommended to handle too many credit cards, because too many credit cards will always be ignored. In case a card is useless, it is very uneconomical to deduct hundreds or even thousands of annual fees. And in the process of using credit cards, we should pay attention to timely repayment and other issues. If it is overdue, there will be some problems. Therefore, even if the credit card facilitates our life, having too much will go against this original intention. Therefore, whether you choose the type of credit card or the number of credit cards, you should make a rational choice according to your own needs to avoid some difficult or uneconomical phenomena in the future.