Overdue is a relatively serious behavior and will have a relatively large negative impact on the lender. Once Baidu Youqianhua is overdue, it will also have an impact on the lender, and the longer the overdue period is, the more serious the consequences will be. This is mainly reflected in two aspects: penalty interest and the impact on personal credit.

Penalty interest will be charged for overdue payments on Youqianhua. The charging standard is: starting from the overdue date, a penalty interest of 150% of the agreed interest rate will be charged on the overdue amount every day until the overdue amount is paid off. And the longer the overdue period, the heavier the penalty. In addition, the overdue interest for money spent will be repaid together with the next month's bill. If you want to repay the overdue interest for this period, you must repay the next period together. If you wait until the next period to pay it back, , the interest will increase a lot depending on the overdue time. On the other hand, personal credit is affected. Baidu Youqianhua complies with national regulatory requirements. Overdue records will be left on the credit report. Therefore, it is recommended that you cherish your credit and repay your loans on time.