In order to avoid the inconvenience caused by failed credit card swiping due to insufficient credit limit, our bank will allow you to use part of the credit limit based on your comprehensive card usage. If the available credit limit is negative, it means that your account has exceeded the consumption limit. Excessive consumption will not be charged over-limit fees and will not affect your credit. You only need to repay on time according to the bill.

Response time: 2020-07-16. For the latest business changes, please refer to the official website of Ping An Bank.

[Ping An Car Owner Loan] You can get a loan with a car, up to 500,000

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