Hello, 1.YOUNG Card (Youth Edition) is free of handling fee for the first cash withdrawal every natural month (interest is still charged normally), and it also enjoys a cash advance limit of 1% of the credit limit; 2. The main cardholder uses the YOUNG card (Youth Edition) in the month of the birthday month to accumulate the points of our bank normally, and the points obtained are 2 times of the normal credit card consumption points. (The upper limit of bonus points given is 2 points/household, and the points are permanently valid); Note: the main and supplementary cards are combined for transaction statistics, and the reward points will be entered into the main cardholder's points account before the end of next month.