It takes about 20 working days to apply for a credit card offline.

The time from application submission to card approval is generally 15-30 working days. It usually takes 10 working days from the time the review department receives the application materials to the completion of the credit card review. After passing the review, the bank will produce the card within 2 working days and then send it by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days.

To apply for a card offline, you need to mail paper application materials. The bank's credit card center will not start reviewing the application until it receives the information. When applying for a credit card online, you don’t need to mail the information, so applying for the card is faster.

Extended information:

Card opening

Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. . In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed.

At this point the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.

Baidu Encyclopedia-Credit Card