the loan interest rate is implemented according to the loan interest rate regulations of China Construction Bank, that is, the short-term loan interest rate is 4.35% within one year, the medium-and long-term loan interest rate is 4.75% for one to five years, and the loan interest rate for more than five years is 4.9%.

Easy Loan Card is a new electronic banking product launched by China Construction Bank to provide customers with self-help loans. Easy Loan Card has lower application conditions, no guarantee, faster loan and lower loan interest rate.

to apply for an easy loan card, the user only needs to fill in the application form and submit the relevant information required by the bank, such as identity documents and income certificates, and wait for the bank's approval.