The Bank of Communications credit card is particularly easy to apply for. However, the only drawback is that the credit limit is not too high. At present, Bank of Communications' credit cards include youth card, standard card and co-branded credit card. Each card has different application conditions. If you meet the requirements for applying for a credit card, it is very easy to apply for the card.
Is it easy to apply for a Bank of Communications credit card?
1. Youth Card: If you want to apply for a youth card, you need to have a college degree or above recognized by the National Education Commission. After your unit hires you, you have worked continuously for no less than 6 months, and have passed the probation period. If you are between 18 and 30 years old, you can apply with your ID card alone. You can apply for it over the counter or in direct sales mode. The credit limit of this card generally starts at 5,000, and the cash withdrawal limit is the same as the credit limit, making it more cost-effective for young people to use.
2. Standard Card: This card requires you to be over 18 years old, but not over 65 years old. Your annual salary from work is at least 24,000, and you must submit a copy of your ID card, proof of income and proof of residence when applying;
3. Co-branded credit cards: At this stage, Bank of Communications has released N types of co-branded credit cards, such as Suning Card , Wal-Mart Card, Jinjiang Inn Card, Airline Secretary Card, etc., they also release their own co-branded credit cards according to different regions. For a card like this, you can go to the direct sales model or apply for it at Suning stores or Wal-Mart stores. The documents submitted are usually ID card and proof of income or employment.