How to cancel an ICBC credit card
The ICBC card can be canceled through ICBC telephone banking or at the counter. ICBC card cancellation method: 1. ICBC Telephone Banking cancellation: The credit card can be canceled only if there is no outstanding balance. To cancel, call the customer service hotline of the corresponding bank, enter the information according to the prompts, and cancel the account. 2. Cancellation at the ICBC counter.
1. Industrial and Commercial Bank of China: Industrial and Commercial Bank of China (INDUSTRIALANDCOMMERCIALBANKOFCHINA, ICBC for short) was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. The basic mission of ICBC is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.
2. Credit card: A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions that have all the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Or an electronic payment card with partial functions. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.
3. Credit card classification: Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards where the cardholder has a certain credit limit and can consume within the credit limit and then repay. ; A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.
4. Credit card consumption: Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).
How to cancel ICBC credit card? The following 6 steps will help you solve it
1. The problem of canceling ICBC credit card needs to be handled according to the type of card holder, because ICBC international card and RMB The cancellation methods for credit cards/quasi-credit cards are different.
2. If the cardholder holds an international card from ICBC, please bring your ID card and card to the first branch of ICBC to go through the account cancellation procedures.
3. If the cardholder applies for an ICBC RMB credit card or quasi-credit card, you only need to bring your ID card and card to a nearby ICBC outlet to cancel your account.
4. Friendly reminder: If you apply for a new ICBC credit card and cancel your account now, you may be charged an annual fee. Please call the local 95588 for consultation on this matter.
5. Cancellation of ICBC credit cards by phone: ICBC provides cardholders with a phone card cancellation service. Cardholders can use telephone banking to cancel ICBC credit cards conveniently and quickly.
6. ICBC relies on advanced telephone banking to provide you with more convenient, time-saving and high-quality services, allowing you to easily cancel your credit card (personal card) without leaving home. )business.
How to cancel an ICBC credit card
There are three ways to cancel an ICBC credit card:
1. Call ICBC customer service to cancel. Directly call ICBC's manual customer service to log out, just provide the corresponding information.
2. Bring your ID card and credit card to a bank branch to cancel.
Users can bring their personal ID cards and credit cards to designated bank outlets to handle cancellation. If they are unable to handle it themselves, they can entrust others to handle it, but they need to provide the agent's valid ID.
3. Cancel via mobile banking or online banking. Enter the ICBC APP and click the button to enter, open the smart assistant at the top on the right and enter, select Cancel Credit Card and click the button to cancel.
How to cancel the ICBC credit card account
ICBC credit card has rich and colorful activities. I hope you will consider it again and continue to use it.
If you really need to cancel, you can call 95588 to cancel manually (unless there are special provisions). The following cancellation conditions must be met:
The account and card status are normal, and There is no authorized accumulation, installment accumulation, frozen amount and deposit interest. The account has no outstanding balance and the balance is zero (transfer it out in advance or agree to give up the balance within the limit). This year's consumption has met the annual fee reduction conditions for the corresponding card type.
You can also go to the designated acceptance outlets with your card and original valid ID. Please refer to the staff's instructions at the time of processing.
Warm reminder:
1. If you cancel the only or last card under your name, if you have points balance, please redeem them in time before canceling.
2. If your credit card is issued in the form of 11, you can cancel the card that is not the main card of the account (generally refers to the UnionPay single logo) or cancel both cards at the same time. Only single-identity cards can be canceled.
(Answer time: July 21, 2021. In case of business changes, please refer to the actual situation.)
This is the introduction to ICBC credit card account cancellation.