To use one credit limit for multiple cards means:

1. The credit card limit of the same bank is distinguished by ID card. Credit cards processed with the same ID card have the same limit. ***Enjoyed.

2. For example, if you hold two Bank of Communications credit cards with a credit limit of RMB 30,000, then these two credit cards will use the same credit limit of RMB 30,000. When you use a certain card After spending 8,000 yuan in overdraft using your card, you can also spend 22,000 yuan in overdraft using another card.

3. Limit sharing means that credit cards of the same bank and the same brand share the same limit (usually the maximum limit of one of the cards). Although several cards have their own limits, Card limit, but the total overdraft amount in use cannot exceed the exclusive limit of this brand of credit card.

Although the credit card limit of the same bank is unlimited, the rights, points return, and card surface design of different credit cards are different, so you can choose whether to apply according to your own needs.

Extended information:

In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in mainland China) and with certain direct financial resources can apply to Apply for a credit card from the card issuing bank.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.

Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

Reference materials:

Baidu Encyclopedia_Credit Card

Baidu Encyclopedia_***Exclusive Limit