How to cancel a Ping An Bank credit card

The credit card cancellation method is as follows: 1. If you have only one Ping An credit card, you need to call 95511-2 to apply manually; 2. If you have multiple credit cards, To cancel one of the cards, you can log in to the Pocket Bank APP-Credit Card-Customer Service Logo-Send Cancellation and follow the prompts.

How to cancel China Ping An’s credit card

1. Cancellation through telephone banking. Credit cards can be canceled through telephone banking, but the prerequisites for the credit card to be canceled must be met before it can be canceled over the phone. Cardholders can call Ping An Bank's credit card service hotline: 400824365, and then press "0" to transfer to manual service. Enter the ID number to transfer to manual service, and then explain to customer service that they want to cancel the card. Customer service can complete the entire card cancellation work for the cardholder. .

2. To cancel at the bank counter, the cardholder can bring valid documents, such as ID card, credit card, etc. and the documents required by the bank to collect the reservation number at a nearby Ping An Bank branch, queue up, and then follow up with the service The staff explained that they wanted to cancel the account, give the credit card to the bank staff, and fill out the relevant application, so that the credit card account can be canceled.

If the credit card is lost, you need to apply for a new credit card first, and then cancel the account. Replacement of the card requires a replacement fee of about 15 yuan. To cancel the credit card account, you must withdraw the balance on the card and ensure that there is no balance on the card. Arrears. :

If you no longer want to use a Ping An Bank credit card, you must choose to cancel it. The safest way for cardholders is to report the loss first and then cancel it. If the cardholder does not want to pay the loss reporting fee and wants to cancel the credit card directly, you should also pay attention. The following questions.

1. Pay off all arrears in a timely manner. This arrears include not only account arrears, but also annual fees, etc.

2. Confirm the account cancellation after 46 days to prevent the bank from successfully canceling the card due to some reasons, but the cardholder thinks that the card cancellation is successful.

3. After deleting the card, it is recommended to cut the card or use a sharp blade to cut off the magnetic stripe (the magnetic stripe contains a large amount of private information).

1'Before canceling the card, you need to pay off all the bills of the card, including bills that have not been paid, that is, you do not owe money.

2'If you have more than one Ping An credit card under your name, don't think that you'll be fine if you cancel one. Be sure to check whether other cards have annual text messaging fees, etc. These are consumption, and if you forget to send them, they can easily become overdue. Of course, you can just ask the manual customer service, or you can cancel all the cards.

3'After canceling the card, you can still use the card for consumption in the short term. You have to have no consumption within 45 days to be successful. Because many people bind their credit cards to Alipay, JD.com, etc., they accidentally spend a lot of money.

4'After canceling the card, it will have an impact on the rate and limit of credit card applications from this bank in the future, so be careful. If the reason for canceling your card is that the credit limit is too low, you can actually maintain it for a while without having to cancel it.

How to cancel a Ping An Bank credit card

The method to cancel a Ping An Bank credit card is as follows:

Method 1:

1. Call Ping An Bank on your mobile phone Call the customer service number of the Credit Card Center and select the cancellation service according to the voice prompts.

2. It should be noted that your Ping An Bank credit card must have no outstanding balances in order for the operation to be successful.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 5.5.1

Method 2:

1. Go to the bank counter to cancel the card

2. Bring your ID card and credit card and fill in the card cancellation application form at the counter of Ping An Bank;

3. If the credit card has no outstanding balance or excess deposit after 45 days of processing, the cancellation will be successful;

4. After canceling the Ping An Bank credit card, this article should be cut and discarded to prevent theft. .

Extended information:

1. What are the advantages of Ping An Credit Card:

1. Ping An Credit Card Limit

Ping An Credit Card is divided into regular cards , gold card and platinum credit card. The limit of regular card is generally 3,000-10,000 yuan, the limit of gold card is 10,000-50,000 yuan, and the limit of platinum card can reach more than 50,000 yuan. The credit limit is guaranteed, which is the first advantage of Ping An Credit Card.

3. Ping An Credit Card application is convenient and the card is issued quickly

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 5.5.1

Applying for Ping An Credit Card can be done through Ping An Bank’s WeChat official account, Ping An Pocket Bank APP, Ping An Credit Card’s official website, etc. Applicants need to meet:

(1) If you are a mainland citizen, you must be 20-65 years old (inclusive), and Hong Kong, Macao, Taiwan and foreigners must be 25-65 years old (inclusive);

(2) Have a stable source of income or a fixed job, and have bank accounts flowing;

(3) Have fixed properties, such as cars, houses, passbooks, etc. These properties will increase the chances of approval of credit card applications Rate. Different credit card types may have their own regulations. You can go to the application page to check the detailed requirements.

3. Ping An Credit Card Swipe Discounts

The biggest advantage of Ping An Credit Card is that its card swipe discounts are very rich. Ping An Credit Card is segmented according to different consumer groups and has designed a wide range of products. credit cards, each of which offers its own exclusive benefits.

How to cancel Ping An Bank credit card?

The cancellation method of Ping An Bank credit card is as follows:

1. Ping An Bank credit card cancellation telephone operation:

The cardholder calls Ping An Bank credit card telephone number: 400824365—— Press "0": The cardholder will be transferred to manual service - enter the ID number to transfer to manual service, and explain to customer service that he wants to cancel the card, and customer service can complete the entire card cancellation work.

2. Ping An Bank credit card cancellation counter operations:

You can also bring your valid ID card to a Ping An Bank business outlet to cancel the card.

Warm reminder:

After canceling the card, it is recommended to cut off the Ping An Bank credit card or use a sharp blade to cut off the magnetic stripe.

How to cancel Ping An Bank credit card?

1. Determine whether the debt has been settled

Be sure to check whether there is any money in the card that has not been paid back before canceling the card. Under normal circumstances, after receiving an application to cancel a card, Ping An Bank will check whether there are any unpaid debts on the credit card. The reason why the bank does this is that the customer's application to cancel the card may not necessarily have reached a complete billing cycle.

2. Call the Ping An Bank customer service hotline

After confirming that all credit card bills have been paid off, you can directly call the Ping An Bank service hotline 95511-2 to contact customer service to cancel the card. No problem, card cancellation takes effect immediately. After deleting the card, it is recommended to cut it along the magnetic strip of the card and destroy it. Usually, the bank customer service staff will dissuade you and tell you that the card points will be cleared after canceling the card. If you are sure to cancel the card, you can be more firm.

Other ways to cancel the card:

Go to the counter of Ping An Bank to apply. This is a more traditional processing mode. You can directly bring the card and ID card to apply. After the application is completed, , bank personnel will cut the card. I personally think that if something can be solved with just one phone call, why go to the counter?

Note: Do you have any extra deposits on your credit card account? Since many cardholders are accustomed to using credit cards as debit cards, credit cards The cardholder needs to withdraw part of the deposit amount before canceling the credit card.

When canceling a credit card, there must be no unpaid bills. Before canceling, you must confirm that the number of times you have swiped the card has reached the requirement for annual fee reduction or exemption. This is what we need to pay attention to to prevent paying for the annual fee out of pocket. fee situation.

How does Ping An Bank cancel a credit card?

The methods for Ping An Bank to cancel a credit card are:

1. Cancellation at a bank outlet:

Cardholder You can bring your valid ID card to a Ping An Bank branch to cancel the card.

2. Customer Service Telephone Cancellation:

Call Ping An Bank’s customer service telephone number 95511 and select 2 for manual service to apply for credit card cancellation.

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. . The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its controlled subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38% of Ping An's shares. The controlling shareholder of the bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks including Ping An Bank were among the first batch to launch online corporate information verification systems.

Credit cards are divided into credit cards and quasi-credit cards.

A credit card refers to a credit card in which the card-issuing bank grants the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later.

A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.

Creditcard, often called a credit card, refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. It has the following features: consume first and repay later, enjoys an interest-free payment period (up to 56 days), and has a minimum repayment amount. Customers can repay in installments if they have overdrafts. Customers need to pay a certain amount of annual fees to the bank they apply for, which differs from bank to bank.

This concludes the introduction to canceling Ping An Bank’s credit cards and how to cancel Ping An Bank’s credit cards. Did you find the information you need?