1. According to the information you provided, you can apply for bill installment. As long as the minimum repayment amount of the current bill is paid, the rest can apply for bill installment.

2. To apply for bill installment, you need to apply for bill installment from the day after the bill date to the day before the bill due and repayment date.

The installment of the bill is interest-free, but there is a handling fee. Handling fee per installment = total installment amount × handling fee rate per installment.

For example, if you apply for a 6-installment repayment bill of 4,000 yuan, that is, 4,000/6 = 666.66, the remaining 0.08 yuan, the first installment amount of 666.66 yuan, and the remaining installment amount of 666.66 yuan, if the installment fee rate is 0.8%, that is, the installment fee = 4,000 * 0.8.

4. If you apply for the installment amount of the bill, you will be charged a handling fee according to the applied amount, and no additional interest will be generated. If the amount of each installment of the bill fails to arrive on time, interest will be charged at the daily interest rate of 0.5 ‰ from each trading day in the bill until the transaction is paid off.

Warm reminder: the specific installment fee charging standard is subject to the latest announcement of the bank. You can log on to our official website: /index.shtml, and click on the installment financing column for details.

If you encounter any questions about credit cards next time, please log on to China Ping An Baidu Know Enterprise Platform /c/pingan, and click the questions to the customer service field. I hope the official answer will help you, and I wish you a happy life!