Yes.

According to Article 43 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": For customers who apply for our bank's credit cards for the first time, credit cards shall not be issued through automatic card issuance by the entire system. Credit card applicants should be subject to strict review and strengthen risk prevention and control when they have the following circumstances:

Leave relevant suspicious information or criminal records in the identity information system; have no credit records in the credit reporting system; There are bad records in the credit reporting system; there are multiple bank loan or credit card credit records in the credit reporting system; business travel cards and business purchasing cards issued by the unit; risk information obtained through other channels.

Extended information:

Relevant requirements for credit card application:

1. The card-issuing bank shall comply with security management requirements when issuing credit cards, and the card and password shall be delivered separately and Prompt cardholder to receive. When a credit card is issued, the cardholder shall be informed in writing of the credit card bill date, credit card regulations, instructions for safe card use, customer service telephone number, service and charging information inquiry channels and other information, so that the cardholder can use the credit card safely.

2. No fees may be deducted from the credit card without being activated by the cardholder. Under special circumstances, the cardholder alone authorizes the deduction of fees in writing, customer service phone recordings, electronic signatures, and methods mutually recognized by the cardholder and the card-issuing bank, except for the creditor-debt relationship that has been formed when the card is replaced.

3. The card-issuing bank should establish operating procedures for credit card activation and verify the identity information of the credit card holder before activation. Credit cards whose use contract (agreement) has not been confirmed by the applicant's signature and whose identity has not been confirmed by the activation procedure shall not be activated.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks