The word "card-raising" comes from Chinese mainland's online language, and is usually used to describe a financial management strategy that uses credit cards or debit cards to find higher value returns. Usually, in this strategy, people will buy a lot of valuables to get more points or cash back, so as to make full use of the benefits provided by credit cards or debit cards.

However, "keeping cards with cards" is not a legal and safe financial management strategy, and this strategy also has certain risks. Some scammers even use loopholes in credit cards and debit cards to cheat. If there are unauthorized transactions on the credit card or debit card, the bank will freeze it without notifying the cardholder in advance, and the card will no longer be used, which means that the discount or reward that the cardholder may get will not be used.

In short, although "keeping cards with cards" seems to be a smart financial management strategy, there are also many risks and defects. If you want to join the card-raising team, please be familiar with the policies, charges and restrictions of various credit or debit cards to avoid unnecessary mistakes, otherwise such a strategy may actually ruin your financial health. The best way is to learn how to manage credit cards or debit cards effectively to ensure the balance between your daily expenses and your points.