Credit card overpayment means that the credit card exceeds the credit card limit. Sometimes when a credit card repays, the excess will become overpayment. Many cardholders want to withdraw the overpayment, so can the credit card overpayment be withdrawn?

Can I refund the credit card overpayment?

Credit card overpayment can be withdrawn. Credit card overpayment can be directly transferred to savings card through the cash withdrawal function of credit card, and can also be withdrawn at bank counter or bank ATM. It should be noted that the withdrawal of credit card overpayment will generate handling fees and interest, calculated at the interest rate of five ten thousandths per day.

Therefore, when the credit card is overpaid, if the amount is not large, it can be directly deposited into the credit card, and it can be deducted directly when spending next time, and no handling fee and interest are charged. If the amount is large, you can still consider withdrawing cash, but you have to pay a large handling fee and interest.