Hello, the annual fee for a China Merchants Bank credit card is RMB 100/year for a regular card and RMB 300/year for a gold card. The annual fee is charged once a year. If you apply for 2 or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If you successfully apply for a China Merchants Bank credit card (except unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/MISS KITTY perfume credit card), the annual fee for the first year The advance payment is exempted for you by China Merchants Bank's credit card or its partners. Within a full year of your card's validity (from the date of card issuance, not a natural year), you can enjoy the exemption if you make 6 purchases (amount and form are not limited) with a single card. There is an annual fee for the card. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. ?

The annual fee is calculated from the card issuance date (there is a date displayed below the credit card number, the previous date is the issuance date, and the latter is the expiration date; if only one date is displayed, it is the expiration date). For example: the card says 07/10-07/13, which means that the credit card was issued in July 2010. August 1, 2010 to July 31, 2011 is the first year. The year will be shown on the bill in August every year. Fee collection status.

For credit card repayment, you can activate the automatic deduction function of bank savings card and credit card. You can repay through online bank transfer, and you can repay through third-party merchants such as Taobao in the form of payment. Repayment can be made via Lakala card. You can also log in to credit card mobile banking and select Repayment Management - Quick repayment, which will be credited in real time without activating the function.

You can click this link/CusService/Knowledge.aspx?guid=a8ad0e10-2416-43c1-abd9-2ef6c1443db4 to learn more about our bank’s credit card repayment methods.

China Merchants Bank CarCard car credit card (1 standard large card + 1 special-shaped small card) needs to be opened separately. Personal credit cards are managed under a unified account. They share the same credit limit, generate one bill, and repay to any card under your name. 1 standard large card + 1 special-shaped small card are all main cards, the query password is the same, and the transaction password is set separately according to the card. Our bank's credit card *** has two passwords, namely the inquiry password and the transaction password. Car card annual fee policy: The annual fee for standard large cards is RMB 300. The first-year annual fee will be waived by China Merchants Bank in advance for you. The annual fee for the next year will be waived for 6 purchases in the current year. The annual fee for special-shaped small cards is waived. The annual fee discount policy for additional cards is the same as that for the main card. If you apply for a car card, you need to submit an additional copy of the car driving license in your name. You can check the discount details on the car card sub-website/carcard/.

The All-in-One Gold Card has an account management fee. At the same time, various cities also have measures to reduce or reduce account management fees. For details, you can call China Merchants Bank All-in-One Card Customer Service at 95555, choose 2 for manual service, choose 1 for personal business, and choose 5 for manual consultation.