Bank of Communications reserve refers to the bank's credit card reserve business. Simply put, the Bank of Communications credit card has a reserve fund, which is to enjoy the loan. Simply put, the reserve fund means that the bank gives the cardholder some money beyond the limit for the cardholder to consume. So, how to apply for the reserve fund of Bank of Communications?

How to apply for the bank of communications reserve fund?

On the premise that the cardholder holds the Bank of Communications credit card and has used it for more than 1 year, the cardholder can apply to the bank first. Under the standard of good repayment record, cardholders can apply for reserve funds from Bank of Communications through official website, customer service or the counter. Bank of Communications will finally decide whether to approve and the specific amount according to the credit status and consumption purpose of the customer at the time of application. After the business application is successful, the customer can set the installment number and initial transaction amount of the credit line by himself within the options provided by Bank of Communications.

Summary: The imprest business of Bank of Communications is cash advance. However, compared with ordinary cash prepayment, Easy Loan can be repaid in installments, and users can choose by themselves.